{"id":5608,"date":"2021-06-04T14:56:06","date_gmt":"2021-06-04T11:56:06","guid":{"rendered":"https:\/\/www.one-it.ro\/blog\/?p=5608"},"modified":"2021-06-10T11:15:33","modified_gmt":"2021-06-10T08:15:33","slug":"4-sfaturi-pentru-prevenirea-fraudei-online-in-2021","status":"publish","type":"post","link":"https:\/\/www.one-it.ro\/blog\/4-sfaturi-pentru-prevenirea-fraudei-online-in-2021\/","title":{"rendered":"4 sfaturi pentru prevenirea fraudei online \u00een 2021"},"content":{"rendered":"\n\n
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\n 5\/5 - (1 vote) <\/div>\n <\/div>\n

<\/h1>\n

\"fraudei<\/p>\n

Odat\u0103 cu utilizarea intens\u0103 a internetului, a crescut considerabil num\u0103rul atacurilor cibernetice \u0219i a fraudei online. Pentru c\u0103 suntem viza\u021bi din toate p\u0103r\u021bile de aceste escrocherii este nevoie s\u0103 te protejezi \u0219i, cel mai important, s\u0103 previi frauda online. Afl\u0103 mai jos ce po\u021bi face pentru a nu-i c\u0103dea victim\u0103.<\/h1>\n

1. Securizeaz\u0103-\u021bi conturile \u0219i parolele<\/span><\/h2>\n

Datele de identificare \u0219i parolele sunt cele care ofer\u0103 accesul la conturile tale. De aceea, este indicat s\u0103 le \u0219tii doar tu \u0219i s\u0103 nu le dezv\u0103lui nim\u0103nui. Dac\u0103 vorbim de tranzac\u021bii online, nici banca al c\u0103rei client e\u0219ti nu \u021bi le va cere vreodat\u0103. \u00cen plus, asigur\u0103-te c\u0103 utilizezi \u00een permanen\u021b\u0103 canale online oficiale pentru a-\u021bi accesa contul. Iar atunci c\u00e2nd ai nevoie de clarific\u0103ri, contacteaz\u0103 direct banca sau furnizorul de servicii financiare.<\/p>\n

2. Urmeaz\u0103 c\u00e2teva reguli de bune practici pentru tranzac\u021bii c\u00e2t mai sigure<\/span><\/h2>\n

Dac\u0103 faci tranzac\u021bii \u00een online, trebuie s\u0103 te asiguri c\u0103 utilizezi aplica\u021biile sau paginile oficiale, c\u0103 browserul utilizat dispune de o metod\u0103 de criptare c\u00e2t mai avansat\u0103 \u0219i c\u0103 nu are nimeni acces la datele tale. De asemenea, atunci c\u00e2nd faci pl\u0103\u021bi online, este recomandat s\u0103 nu te conectezi la re\u021belele wi-fi publice, deoarece se afl\u0103 u\u0219or ceea ce fac cei conecta\u021bi la acea re\u021bea. \u00cen schimb, utilizeaz\u0103 datele mobile.<\/p>\n

Pentru c\u0103 ai fost \u00eencurajat s\u0103 pl\u0103te\u0219ti cu cardul pentru a renun\u021ba la plata cash, \u00eencearc\u0103 s\u0103 folose\u0219ti c\u00e2t mai pu\u021bine procesatoare de pl\u0103\u021bi. Astfel, po\u021bi pune cardul \u00eentr-un telefon, iar softul de pe telefon se va ocupa de siguran\u021ba lui.<\/p>\n

3. Folose\u0219te sisteme pentru securizarea tranzac\u021biilor online<\/span><\/h2>\n

Pe l\u00e2ng\u0103 parolele complexe de acces, se recomand\u0103folosirea serviciului op\u021bional de alert\u0103 oferit de c\u0103tre banc\u0103 – alerte trimise prim SMS \u0219i e-mail<\/strong> (ajut\u0103 la detec\u021bia rapid\u0103 a activit\u0103\u021bilor suspecte legate de utilizarea ilegal\u0103 a contului\/cardului bancar).<\/p>\n

Pentru a reduce riscul de securitate, folose\u0219te \u00een cazul contului de online banking, o adres\u0103 de e-mail diferit\u0103 de cea pe care o utilizezi pentru conturile de social media.<\/p>\n

De ajutor este sistemul antifraud\u0103 3D-Secure<\/strong>, dezvoltat de Visa \u0219i MasterCard, prin care se solicit\u0103 o parol\u0103 la fiecare plat\u0103 online. \u00cen caz de pierdere sau furt, cardul \u00eenrolat \u00een acest sistem nu va putea fi utilizat de alte persoane.<\/p>\n

O alt\u0103 modalitate de protejare a tranzac\u021biilor este op\u021biunea de autentificare la fiecare tranzac\u021bie<\/strong>, op\u021biune care nu necesit\u0103 instalarea unei aplica\u021bii \u0219i nu \u00eengreuneaz\u0103 navigarea online.<\/p>\n

\u00cen plus, conform directivei europene Payment Services Directive 2, \u00een ianuarie 2021 a fost termenul limit\u0103 final al cerin\u021bei de a aplica Strong Customer Authentication<\/strong> pentru tranzac\u021biile de e-commerce. Odat\u0103 cu implementarea acestei directive, consumatorii vor putea face opera\u021biuni online mai securizate \u0219i vor fi mai proteja\u021bi \u00een fa\u021ba fraudei online.<\/p>\n

4. Actualizeaz\u0103-\u021bi \u00een permanen\u021b\u0103 datele \u0219i conturile bancare<\/strong><\/span><\/h2>\n

Actualizeaz\u0103-\u021bi aplica\u021biile \u0219i dispozitivele la cea mai recent\u0103 versiune disponibil\u0103. Este un aspect simplu de realizat, dar de multe ori trecut cu vederea. Prin aceste update-uri evi\u021bi anumite disfunc\u021bionalit\u0103\u021bi \u0219i beneficiezi de cel mai \u00eenalt nivel de siguran\u021b\u0103.<\/p>\n

 <\/p>\n

Acestea sunt doar c\u00e2teva dintre bunele practici \u0219i metode de sporire ale securit\u0103\u021bii conturilor \u0219i tranzac\u021biilor online. Cel mai important lucru este s\u0103 g\u00e2ndim cu un pas \u00eenainte de a atenta cineva la securitatea conturilor \u0219i datelor confiden\u021biale.<\/p>\n","protected":false},"excerpt":{"rendered":"

Odat\u0103 cu utilizarea intens\u0103 a internetului, a crescut considerabil num\u0103rul atacurilor cibernetice \u0219i a fraudei online. Pentru c\u0103 suntem viza\u021bi din toate p\u0103r\u021bile de aceste escrocherii este nevoie s\u0103 te protejezi \u0219i, cel mai important, s\u0103 previi frauda online. Afl\u0103 mai jos ce po\u021bi face pentru a nu-i c\u0103dea victim\u0103. 1. Securizeaz\u0103-\u021bi conturile \u0219i parolele […]<\/p>\n","protected":false},"author":4,"featured_media":5613,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0},"categories":[5,202,1],"tags":[],"yoast_head":"\n4 sfaturi pentru prevenirea fraudei online \u00een 2021<\/title>\n<meta name=\"description\" content=\"Pentru c\u0103 a crescut num\u0103rul atacurilor cibernetice \u0219i a fraudei online, trebuie s\u0103 te protejezi \u0219i s\u0103 le previi. 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